Flight Training Financing
Your airline career,
financed.
Fixed-rate loans built for professional flight training — from first flight to the right seat. One application, a real offer, and funds paid directly to your flight school.
Soft credit check — checking your rate never impacts your score
- Fixed APR
- Terms up to 60 months
- No prepayment penalty
- Co-signer friendly
How it works
Application to airplane in four steps
Create your account
Two minutes, then a soft credit check — no impact to your credit score.
See your offer
Fixed-rate financing built around your program's real cost — sales tax and testing fees included.
Verify your income
Snap photos of paystubs or a tax return and your bank statements. They upload instantly.
Sign and start flying
E-sign your agreement, make your down payment, and your training account is funded.
Partner schools
Financing where you train
US Flight Finance partners directly with flight schools, so your loan matches your program's real, all-in price — sales tax and testing fees included. Our first partner school is US Flight Co, with these financeable programs:
Flex Track Airline Program
The complete zero-to-airline path: Private, Instrument, Commercial, CFI, CFII, Multi-Engine Commercial, and MEI.
Finance this program →Flex Track CFI Program
Private through CFI: Private, Instrument, Commercial, and Certified Flight Instructor — finish ready to instruct and build hours.
Finance this program →Flex Track Airline Program — Credit for PPL
Already hold your Private Pilot certificate? Finance Instrument through MEI on the full airline track.
Finance this program →Flex Track CFI Program — Credit for PPL
Private Pilot in hand — finance Instrument through CFI.
Finance this program →Why US Flight Finance
A lender that speaks aviation
Built around flight training
No generic personal-loan underwriting. We finance one thing — professional flight training — and our underwriting, terms, and service are built for it.
Funds go to the flying
Loan proceeds are disbursed directly to your flight school and applied to your training program — and if you finish under budget, unused funds are credited back toward your loan balance.
Humans on the other end
Real underwriters review every application, and a phone call reaches a person who knows your file. Questions? Call 515-650-5558.
Questions
Before you apply
Will checking my rate affect my credit score?
No. We use a soft credit inquiry to prequalify you, which never impacts your score. A hard inquiry only happens if you accept an offer and finalize your loan.
What does the loan cover?
Your full training program — flight time, instruction, sales tax, and testing fees. Funds are disbursed directly to your flight school, so every dollar goes to training.
Which flight schools can I attend?
We partner directly with flight schools and finance their programs at real, all-in pricing. US Flight Co is our first partner school; you'll choose your school and program inside the application as our partner network grows.
Can I apply with a co-signer?
Yes — and many student pilots do. Adding a qualified co-signer can improve your rate and approval odds. You can invite your co-signer from inside the application.
Can I pay the loan off early?
Anytime, with no prepayment penalty. Extra payments go straight at your principal.
I already have my Private Pilot certificate. Can I finance the rest?
Yes — choose one of the Credit for PPL programs in the application, and finance Instrument through Commercial (or CFI) only.
Ready for the left seat?
Check your rate in minutes. Soft pull only — your credit score stays untouched.
Start Application